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Free Business & Invoicing Calculators

Free calculators for pricing, margins, taxes, and cash flow — work out the number in seconds, then dig into the guide.

Loan Interest Calculator: How to Calculate Interest - Aviy AI invoicing

Loan Interest Calculator: How to Calculate Interest

Use a loan interest calculator to work out simple and compound interest, total cost and monthly repayments. Formulas, worked examples and tips.

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Employer Tax Calculator: How to Estimate Employer Costs - Aviy AI invoicing

Employer Tax Calculator: How to Estimate Employer Costs

Use an employer tax calculator to estimate the true cost of hiring. See the formula, worked examples, and how to budget employer payroll taxes accurately.

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Monthly Revenue Calculator: How to Calculate Monthly Revenue - Aviy AI invoicing

Monthly Revenue Calculator: How to Calculate Monthly Revenue

Use a monthly revenue calculator to work out your monthly income fast. Formula, worked examples, benchmarks and tips to track revenue every month.

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Profit Margin Calculator: Formula, Examples and How to Use It - Aviy AI invoicing

Profit Margin Calculator: Formula, Examples and How to Use It

Use a profit margin calculator to measure how much you keep per sale. Get the formula, worked examples, benchmarks and tips to improve your margins.

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Customer Acquisition Cost Calculator: Formula and Examples - Aviy AI invoicing

Customer Acquisition Cost Calculator: Formula and Examples

Use this customer acquisition cost calculator with the exact formula, worked examples and benchmarks to find your CAC and decide if your marketing pays off.

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Cost-Plus Pricing Calculator: Formula and Examples - Aviy AI invoicing

Cost-Plus Pricing Calculator: Formula and Examples

Use a cost-plus pricing calculator to set profitable prices. Get the exact formula, 3 worked examples, benchmarks and common mistakes to avoid.

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Customer Retention Calculator: How to Calculate Retention Rate - Aviy AI invoicing

Customer Retention Calculator: How to Calculate Retention Rate

Use a customer retention calculator to measure your retention rate. Get the formula, worked examples, benchmarks and tips to keep more customers.

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SaaS Retention Calculator: How to Calculate Retention - Aviy AI invoicing

SaaS Retention Calculator: How to Calculate Retention

Use this SaaS retention calculator to measure customer and revenue retention. Get the formulas, worked examples, benchmarks, and common mistakes to avoid.

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Self-Employment Tax Estimator: How to Estimate What You Owe - Aviy AI invoicing

Self-Employment Tax Estimator: How to Estimate What You Owe

Use this self-employment tax estimator to calculate what you owe. Clear formula, worked examples, and how to set aside the right amount every month.

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Profit Per Project Calculator: How to Measure Project Profit - Aviy AI invoicing

Profit Per Project Calculator: How to Measure Project Profit

Use a profit per project calculator to measure true project profit. Get the formula, worked examples, benchmarks and common mistakes to fix.

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Percentage Decrease Calculator: Formula and Examples - Aviy AI invoicing

Percentage Decrease Calculator: Formula and Examples

Use a percentage decrease calculator with the exact formula and worked examples. Learn how to measure drops in price, revenue, costs and expenses fast.

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Percentage Increase Calculator: Formula and Examples - Aviy AI invoicing

Percentage Increase Calculator: Formula and Examples

Use this percentage increase calculator guide to learn the formula, see worked examples, and apply it to pricing, revenue, and rate rises in your business.

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Expense Calculator: How to Track Business Expenses - Aviy AI invoicing

Expense Calculator: How to Track Business Expenses

Use an expense calculator to total, categorize and track business expenses. Formula, worked examples and tips to control costs and protect your margins.

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Hourly Wage Calculator: How to Convert Salary to Hourly - Aviy AI invoicing

Hourly Wage Calculator: How to Convert Salary to Hourly

Use this hourly wage calculator to convert any annual salary to an hourly rate. Get the formula, worked examples and tips to price your time accurately.

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Service Pricing Calculator: How to Price Your Services - Aviy AI invoicing

Service Pricing Calculator: How to Price Your Services

Use a service pricing calculator to set profitable rates. Get the formula, worked examples, benchmarks and mistakes to avoid when pricing your services.

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Gross Margin Calculator: Formula and Examples - Aviy AI invoicing

Gross Margin Calculator: Formula and Examples

Use this gross margin calculator guide with the exact formula, worked examples and benchmarks to measure profitability and price your work for profit.

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How Freelancers Should Price Their Services (2026 Guide) - Aviy AI invoicing

How Freelancers Should Price Their Services (2026 Guide)

Learn how freelancers price services with proven models, formulas and examples - set rates that win clients and protect your profit margin.

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Startup Runway Calculator: How to Calculate Your Runway - Aviy AI invoicing

Startup Runway Calculator: How to Calculate Your Runway

Use this startup runway calculator guide to find your runway in months with the exact formula, worked examples, benchmarks and common mistakes to avoid.

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Project Cost Calculator: How to Estimate Project Costs - Aviy AI invoicing

Project Cost Calculator: How to Estimate Project Costs

Use a project cost calculator to estimate labor, materials, overhead and profit. Formula, worked examples and benchmarks to price projects without

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Contractor Day Rate Calculator: How to Set Your Day Rate - Aviy AI invoicing

Contractor Day Rate Calculator: How to Set Your Day Rate

Use this contractor day rate calculator to turn your target salary, costs and billable days into a profitable rate. Formula, worked examples and benchmarks.

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Revenue Growth Calculator: How to Measure Growth - Aviy AI invoicing

Revenue Growth Calculator: How to Measure Growth

Use a revenue growth calculator to measure how fast your business is growing. Formula, worked examples, benchmarks and common mistakes explained simply.

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Customer Lifetime Value Calculator: Formula and Examples - Aviy AI invoicing

Customer Lifetime Value Calculator: Formula and Examples

Use this customer lifetime value calculator with the exact CLV formula, worked examples and benchmarks to measure how much each client is really worth.

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Quote Calculator: How to Price a Quote - Aviy AI invoicing

Quote Calculator: How to Price a Quote

Use a quote calculator to price any job with confidence. Learn the formula, see worked examples, and avoid the mistakes that quietly kill your margin.

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Cash Flow Calculator: How to Calculate Cash Flow - Aviy AI invoicing

Cash Flow Calculator: How to Calculate Cash Flow

Use a cash flow calculator to work out net cash flow with the exact formula, worked examples and benchmarks so you always know what's in the bank.

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Business Capacity Calculator: How Much Work Can You Take? - Aviy AI invoicing

Business Capacity Calculator: How Much Work Can You Take?

Use a business capacity calculator to work out how much work you can take on. Formula, worked examples and how to read your true billable capacity.

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Financial Ratio Calculator: Key Ratios Explained - Aviy AI invoicing

Financial Ratio Calculator: Key Ratios Explained

Use a financial ratio calculator to measure liquidity, profitability and solvency. Formulas, worked examples and how to read the numbers.

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Invoice Tax Calculator: How to Calculate Tax on an Invoice - Aviy AI invoicing

Invoice Tax Calculator: How to Calculate Tax on an Invoice

Use an invoice tax calculator to add VAT, sales tax or GST correctly. Clear formula, worked examples and tips so every invoice total is accurate.

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Business Valuation Calculator: How to Value a Business - Aviy AI invoicing

Business Valuation Calculator: How to Value a Business

Use a business valuation calculator to estimate what your company is worth. Formulas, worked examples and benchmarks to value a business with confidence.

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Loan Repayment Calculator: How Repayments Work - Aviy AI invoicing

Loan Repayment Calculator: How Repayments Work

Use a loan repayment calculator to work out your monthly payment, total interest and full schedule. Formula, worked examples and tips for business owners.

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Exchange Rate Calculator: How to Convert Currencies - Aviy AI invoicing

Exchange Rate Calculator: How to Convert Currencies

Use an exchange rate calculator to convert currencies accurately. Learn the formula, worked examples, and how to apply rates to invoices and payments.

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Discounted Invoice Calculator: How to Apply Invoice Discounts - Aviy AI invoicing

Discounted Invoice Calculator: How to Apply Invoice Discounts

Use a discounted invoice calculator to apply percentage or fixed discounts, work out the right tax order, and bill clients accurately. Formula plus examples.

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Freelancer Rate Calculator: How to Price Your Time - Aviy AI invoicing

Freelancer Rate Calculator: How to Price Your Time

Use this freelancer rate calculator to turn your salary goals, costs and billable hours into a rate that actually pays you. Formula, examples and tips inside.

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International Invoice Calculator: How to Bill Global Clients - Aviy AI invoicing

International Invoice Calculator: How to Bill Global Clients

Use an international invoice calculator to convert currency, add the right tax and price FX fees so you bill global clients accurately and get paid in full.

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Agency Pricing Calculator: How to Price Agency Services - Aviy AI invoicing

Agency Pricing Calculator: How to Price Agency Services

Use this agency pricing calculator to set profitable rates. Formula, worked examples, target margins and how to price agency services with confidence.

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Resource Planning Calculator: How to Plan Resources - Aviy AI invoicing

Resource Planning Calculator: How to Plan Resources

Use a resource planning calculator to match available capacity to demand. Formula, worked examples, benchmarks and mistakes to avoid in one guide.

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Estimate Calculator: How to Build an Estimate - Aviy AI invoicing

Estimate Calculator: How to Build an Estimate

Use an estimate calculator to price jobs with confidence. The formula, worked examples, ranges and common mistakes to avoid when building an estimate.

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Sales Tax Calculator: Formula and Examples - Aviy AI invoicing

Sales Tax Calculator: Formula and Examples

Use this sales tax calculator guide to add, remove, and verify sales tax with the exact formula, worked examples, and tips for accurate invoicing.

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Break-Even Calculator: Formula and Examples - Aviy AI invoicing

Break-Even Calculator: Formula and Examples

Use a break-even calculator to find the exact sales you need to cover costs. Get the formula, worked examples, and how to interpret your break-even point.

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Utilization Rate Calculator: How to Measure Billable Time - Aviy AI invoicing

Utilization Rate Calculator: How to Measure Billable Time

Use this utilization rate calculator to measure billable time, see the formula, worked examples, healthy benchmarks and common mistakes to avoid.

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Monthly Retainer Calculator: How to Price a Retainer - Aviy AI invoicing

Monthly Retainer Calculator: How to Price a Retainer

Use a monthly retainer calculator to price recurring work profitably. See the formula, worked examples, and how to set a retainer fee that protects margin.

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Working Capital Calculator: Formula and Examples - Aviy AI invoicing

Working Capital Calculator: Formula and Examples

Use this working capital calculator guide with the exact formula, worked examples and benchmarks to measure your short-term financial health and stay liquid.

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Return on Investment Forecast: How to Project ROI - Aviy AI invoicing

Return on Investment Forecast: How to Project ROI

Learn how to build an ROI forecast: the formula, worked examples, and how to project ROI before you spend a penny. A practical guide for business owners.

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Pay Rise Calculator: How to Calculate a Raise - Aviy AI invoicing

Pay Rise Calculator: How to Calculate a Raise

Use a pay rise calculator to work out a raise as a percentage or amount. Formulas, worked examples and how to plan increases for your team or yourself.

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Pricing Strategy Calculator: How to Price for Profit - Aviy AI invoicing

Pricing Strategy Calculator: How to Price for Profit

Use a pricing strategy calculator to set prices that protect your margin. Formulas, worked examples and how to interpret the numbers for real profit.

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Balance Due Calculator: How to Calculate the Balance Due - Aviy AI invoicing

Balance Due Calculator: How to Calculate the Balance Due

Use a balance due calculator to work out exactly what a client still owes. Clear formula, worked examples, and tips to track every outstanding payment.

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Invoice Due Date Calculator: How to Set Payment Terms - Aviy AI invoicing

Invoice Due Date Calculator: How to Set Payment Terms

Use an invoice due date calculator to set clear payment terms, work out exact due dates from Net 7/14/30 terms, and get paid on time. Formula + examples.

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Billable Hours Calculator: How to Track and Bill Your Time - Aviy AI invoicing

Billable Hours Calculator: How to Track and Bill Your Time

Use a billable hours calculator to convert tracked time into accurate invoice totals. Formula, worked examples, benchmarks and how to bill your time right.

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Employee Cost Calculator: The True Cost of an Employee - Aviy AI invoicing

Employee Cost Calculator: The True Cost of an Employee

Use an employee cost calculator to find the true cost of an employee - salary, taxes, benefits and overheads - with formulas and worked examples.

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Purchase Order Total Calculator: How to Calculate a PO Total - Aviy AI invoicing

Purchase Order Total Calculator: How to Calculate a PO Total

Use a purchase order total calculator to add line items, tax, shipping and discounts. Formula, worked examples and tips to get your PO total right.

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Cash Flow Forecast Calculator: How to Project Cash Flow - Aviy AI invoicing

Cash Flow Forecast Calculator: How to Project Cash Flow

Use a cash flow forecast calculator to project opening balance, inflows and outflows. Formula, worked examples and how to read your closing balance.

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LTV:CAC Ratio Calculator: Formula and Examples - Aviy AI invoicing

LTV:CAC Ratio Calculator: Formula and Examples

Use this LTV CAC ratio calculator to measure customer value vs acquisition cost. Get the formula, worked examples, benchmarks and how to read the result.

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Burn Rate Calculator: Formula and Examples - Aviy AI invoicing

Burn Rate Calculator: Formula and Examples

Use this burn rate calculator to measure gross and net burn, with the exact formula, worked examples and how to read your runway. Step-by-step guide.

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Commission Calculator: How to Calculate Sales Commission - Aviy AI invoicing

Commission Calculator: How to Calculate Sales Commission

Use this commission calculator guide to calculate sales commission fast. See the formula, worked examples, tiered rates and common mistakes to avoid.

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Customer Churn Calculator: How to Calculate Churn Rate - Aviy AI invoicing

Customer Churn Calculator: How to Calculate Churn Rate

Use this customer churn calculator to measure churn rate with the exact formula, worked examples, and tips on what a healthy churn number looks like.

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SaaS Expansion Revenue Calculator: How to Measure It - Aviy AI invoicing

SaaS Expansion Revenue Calculator: How to Measure It

Use this SaaS expansion revenue calculator to measure upsell, cross-sell and seat growth from existing customers. Formula, worked examples and benchmarks.

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Business Loan Calculator: How Repayments Work - Aviy AI invoicing

Business Loan Calculator: How Repayments Work

Use a business loan calculator to work out monthly repayments, total interest and the true cost of borrowing. Formula, worked examples and tips inside.

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Net Profit Calculator: Formula and Examples - Aviy AI invoicing

Net Profit Calculator: Formula and Examples

Use this net profit calculator guide to find your true bottom line. The formula, worked examples, benchmarks and common mistakes - explained simply.

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Non-Billable Time Calculator: How to Measure It - Aviy AI invoicing

Non-Billable Time Calculator: How to Measure It

Use a non-billable time calculator to measure unpaid hours, protect your margins and price work that covers admin. Formula, worked examples and benchmarks.

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Markup Calculator: Formula and Worked Examples - Aviy AI invoicing

Markup Calculator: Formula and Worked Examples

Use this markup calculator guide to find selling price from cost. Get the formula, worked examples, benchmarks and common mistakes to avoid.

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Multi-Currency Invoice Calculator: How to Calculate Totals - Aviy AI invoicing

Multi-Currency Invoice Calculator: How to Calculate Totals

Use a multi-currency invoice calculator to convert line items, apply tax and round totals accurately. Formula, worked examples and best practices inside.

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