Compare
Aviy vs Xero - fast AI invoicing vs full accounting
Xero is a full accounting platform with invoicing, bookkeeping, payroll, and tax tools. Aviy is an AI-first invoicing platform built for freelancers and small businesses that want faster, simpler document creation and payments.
Feature comparison
| Feature | Aviy | Xero |
|---|---|---|
| Free tier | Free forever for the AI invoice generator and all six document types. | 30-day trial; no permanent free tier. Plans typically start around £15/month and up. |
| AI invoice creation | Native - describe an invoice in one sentence. | No AI generator. Form-based creation. |
| Document types | Invoices, estimates, quotes, credit notes, receipts, purchase orders - all six on every plan. | Invoices, quotes, credit notes, purchase orders. (No native receipt template.) |
| Online payments | Stripe + PayPal - keep your own processor accounts. One-tap payment links. | Stripe, GoCardless, and others via add-on integrations. |
| Multi-channel sending | Email, WhatsApp, SMS, Telegram, Slack, Messenger, iMessage. | Email primarily; SMS only via add-ons. |
| Multi-currency | Every major world currency, on every plan. | Multi-currency only on Premium plan and above. |
| Multi-business | Multiple businesses under one login. | Each business needs its own subscription. |
| Setup time | Under 60 seconds. | Hours to days for proper chart-of-accounts setup. |
Choose Aviy when…
- You want polished invoices in under a minute, not hours of setup.
- You want a permanent free tier - Xero has no free plan.
- You bill internationally and want native multi-currency without a Premium upgrade.
- You want to send via WhatsApp, SMS, or social channels.
Frequently asked questions
Can I export Aviy invoices into Xero?
Yes. Aviy exports invoices, payments, and clients as CSV in Xero-compatible format. Many businesses run both - Aviy for fast invoice creation, Xero or any accounting tool for the books.
Is Aviy cheaper than Xero?
Yes. Aviy starts free with no time limit. Xero has no free tier (30-day trial only). Aviy paid plans for storage, payments, and analytics are lower than Xero plans.
Why is Aviy faster than Xero for invoicing?
Two reasons. First, the AI generator: type a sentence, get a finished invoice. Second, no chart-of-accounts setup - Aviy is ready out of the box. Most Xero users spend hours configuring before sending the first invoice; Aviy users send their first in under a minute.
Can clients pay an Aviy invoice with the same methods as Xero?
Yes. Aviy connects to Stripe and PayPal - the same processors most Xero users already have configured. Connect once and clients can pay with card, Apple Pay, Google Pay, or PayPal.
Try Aviy free
See how the AI invoice generator works for your business. Free to start. No credit card. Sub-minute first invoice.