Payment Processing Fee Calculator
Enter the payment amount and your processor’s percentage and fixed fee to see the fee and what lands in your account.
How to use this calculator
- 1Enter the amount the customer pays.
- 2Enter the processor’s percentage and fixed fee (Stripe/PayPal US are ~2.9% + $0.30).
- 3See the fee and the net amount that reaches your account.
How the Payment Processing Fee Calculator works
Card processors like Stripe and PayPal take a cut of every payment — typically around 2.9% plus a fixed 30¢ in the US, though rates vary by country, card type and volume. On larger invoices the percentage dominates; on small ones the fixed fee bites hardest, which is worth knowing before you set a minimum charge.
This calculator shows the fee and the net amount that actually reaches your account, plus the effective rate. If you want to receive a specific figure, build the fee into your price or add it as a line — with Aviy you can adjust the total so what lands matches your quote.
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Create an invoice freeFrequently asked questions
What are Stripe and PayPal fees?
Both commonly charge around 2.9% + $0.30 per transaction in the US, though rates vary by country, card type, and volume. Set the exact figures for your account.
How do I calculate the fee I pay?
Multiply the payment by the percentage, then add the fixed fee. On $1,000 at 2.9% + $0.30 the fee is $29.30 and you receive $970.70.
How can I cover the fee?
Some businesses add a surcharge or build the fee into their price. With Aviy you can add a line item or adjust the total so the amount you receive matches your quote.
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